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BMW 5 Series 520d Touring Business Edition Plus common faults.

2020–2024, estate, diesel, 190 HP.

The fault list covers: B47D20 engine, ZF8HP transmission.

What you save stays on this device only. My saves

3 fault write-ups. All are important. No recall on the list.

If you know the year, pick it. Faults for other years drop out of the list.

Before you buy

Known faults

3 important faults

critical2

On the early model years the timing chain of the B47 stretches faster than intended. The chain tensioner compensates for the stretch for a while and then no longer can: the chain jumps, the valve timing goes off, and in a severe case engine damage follows. The first sign is a rattling, clacking noise on a cold start that goes quiet after one to three seconds. On the B47 the chain sits at the front of the engine, not at the rear as on its predecessor, the N47. The replacement is therefore considerably less, between 1,200 and 1,800 euro, against 2,000 to 2,500 euro on the N47; if the chain has already jumped, the repair can run up to 4,500 euro. The risk is highest on units built before the end of 2015, with a reported rate of 3 to 5 per cent. 2016 was better but cases remained, and between July and December 2016 an improved chain tensioner was phased in. After mid-2016 the problem is rare, below one per cent. The engine has been in almost every four-cylinder diesel BMW since 2014, from the 1 Series to the 5 Series and from the X1 to the X4. The build date therefore says more here than the model.

above 120,000 km1,200–4,500 EUR

What to check

  • Start the engine cold and listen for the rattling noise in the first seconds
  • Ask for the build date, because units built before the end of 2015 are the risky ones
  • Ask whether the chain or the tensioner has been replaced, and ask for the invoice
2 more steps in the write-up

The B47 replaced the N47, and the maker fixed the timing chain problem. The two remaining risks on this modern diesel depend on how the car was used.

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The first is the particulate filter. On short urban trips the regeneration cannot finish, and the filter clogs. The second is the turbo. With extended oil change intervals its bearings wear.

On this engine the service history and the type of use tell you more than the odometer. On a 200,000 km car driven on motorways and serviced often, the filter and the turbo can be in better shape than on a 90,000 km city-only car.

Where turbo wear leads in the worst case: a runaway engine. If the turbo shaft seal fails, engine oil enters the intake on the compressor side. A diesel burns that too, and this is different from a petrol engine: a diesel controls torque with the quantity of fuel injected, and it has no throttle. Once the engine runs on its own oil, cutting the injection and switching off the ignition will not stop it. The revs climb on their own until the engine destroys itself for lack of lubrication.

If this happens while driving, turning the key does not help. The only thing that works is cutting off the air: cover or plug the intake, or discharge a dry powder extinguisher into the intake tract. On a manual car you can also stall it: hold the parking brake and the brake pedal, select a high gear, and release the clutch quickly so the drivetrain chokes the engine.

This is not common, and it can happen on any turbo diesel, not only on this engine. On this engine the turbo bearing and seal wear. The warning signs are blue smoke under acceleration, an unexplained drop in oil level, and an oily charge air pipe.

What to check

  • Ask how the car was used: short daily trips or longer runs?
  • Read the fault codes for particulate filter regeneration and differential pressure
  • On a longer test drive watch the power delivery and the smoke under load
5 more steps in the write-up

expensive1

The ZF eight speed automatic (BMW Steptronic 8HP family) has two faults, and you can feel both.

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The first is the mechatronics unit: the valve body and the control electronics in one. If the solenoids or the pressure regulation weaken, the gearbox jerks, the D/R engagement is delayed, it logs a gear ratio fault code, and finally drops into limp mode (often staying in 2nd or 3rd).

The second, and often misdiagnosed, is the connector sleeve of the mechatronics unit: the O-ring of the plastic sleeve ages, and ATF leaks from the side of the housing, exactly where the wiring harness enters. This is easy to mistake for a rear crankshaft seal. The trail starts from the driver's side of the housing, not from the clutch side.

On cars built in 2023 there was also a separate safety recall for a welding fault in the mechatronics unit. That is not the same as the wear related sleeve and the valves.

Check the fluid level, the area around the sleeve and the fault codes first; do not accept a "full gearbox replacement" quote straight away.

above 120,000 km

What to check

  • On the test drive watch for delayed D/R engagement, a jerk when shifting, and limp mode (a stuck gear)
  • Look at the driver's side of the gearbox housing where the wiring harness enters: an ATF trail from the sleeve is suspect
  • Do not confuse it with a rear crankshaft seal leak: the direction of the trail decides
3 more steps in the write-up

Checklist

BMW 5 Series 520d Touring Business Edition Plus

First what you would check on any car. Then the faults of this model.

Before you buy

Checklist

The printed sheet starts with what you would check on any car. What you tick stays on this device only.

On every car

Ask the owner

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Engine and transmission

B47D20

170 kW (231 HP) · diesel

Model year2014–

ZF8HP · 8-speed automatic, longitudinal (ZF 8HP45/50/51)

automatic · 8 speed

Torque limit500 Nm
MakerZF

We built the code from the model and the gear count. The factory sheet does not state it.

Variant data

What is in this version

Factory data

Trim
520d Touring Business Edition Plus
Body
estate
Fuel
diesel
Transmission
automatic
Engine size
1995 cc
Power
140 kW (190 HP)
Drive
RWD
Production
2020–2024

Factory service interval

The manufacturer specifies this for this version. Of the mileage and the time, the one that comes first is the one that counts.

  • Air filter

    • 60,000 km or 4 years
  • Cabin (pollen) filter

    • 30,000 km or 2 years
  • Brake fluid change

    • first: 3 years, then 2 years(first change at 3 years, then every two years)
  • Engine oil and oil filter (BMW condition-based service)

    • LongLife25,000 km or 2 years
  • Automatic gearbox oil (ZF 8HP / 6HP)

    • 160,000 km
  • Fuel filter, diesel

    • 60,000 km or 2 years

Information, not an expert opinion

We write the descriptions, and we put the source next to them. A person reviews them before they go out. They are still information, not a technical expert opinion.

  • A fault on the list does not mean the car you are looking at has it.
  • A fault missing from the list does not mean the model is fault-free. Write-ups are made model by model. Not all of them are done.
  • You decide whether to buy. This is no substitute for an inspection. That needs a workshop and a history check.
Details in the terms