In these diesels BMW put the timing chain at the back of the engine, on the gearbox side. The chain, the guides and the tensioner wear early. The symptom is a metallic rattle on a cold start that quietens once warm.
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The engine or the gearbox has to come out for the replacement, so the labour is a multiple of the parts cost. If the chain breaks or jumps, the engine is badly damaged inside, and the repair is an engine rebuild.
The problem is worst on engines built between March 2007 and March 2011, and the ones before early 2009 are the worst of all. The maker handled it under a service campaign in several European markets, but in the United Kingdom there was no formal recall. "It was never recalled" does not mean the chain is fine.
According to the German technical press the fault affects the whole N47 series and every power output, inspection is advised from 100,000 km, and factory revisions closed the matter around 2013, so cars built after 2013 are in a significantly better position. Stretching is typically preceded by a distinct rattle.
What to check
- Insist on a cold start: the car should stand overnight, and the seller must not start it before you arrive
- At the moment of starting, stand behind the engine (on the gearbox side) and listen to the first 3 to 5 seconds
- A metallic rattle from the back of the engine calls for immediate expert inspection: this is not "diesel noise"